Insurance

Every policyholder experience, tied to the renewal.

Numr connects onboarding, servicing, and the everyday touchpoints to whether a policyholder renews, lapses, or buys again, and quantifies how much a better experience changes the odds.

See the platform
viz.numr.app

Journey Outcome

Impact

Meridian Life · how each stage changes the odds of renewal.

Onboarding
3X
more likely to renew
Servicing
5X
more likely to renew
Digital engagement
2X
more likely to renew
Renewal experience
4X
more likely to take another policy
Illustrative data

The insurance journey

Every touchpoint, tied to the renewal.

Illustrative data
viz.numr.app

Journey Outcome

Impact

Meridian Life. How the experience at each stage changes the odds of renewal. Read each multiplier as change in odds, not a promise of revenue.

All customers
Last 3 Months
n = 8,400 policyholder journeys · masked IDs · odds vs. baseline experience
High impactMid impactLow impact
STAGE 01
Onboarding
Experience index 81
3X
more likely to renew
High impact
STAGE 02
Servicing
Experience index 86
5X
more likely to renew
High impact
STAGE 03
Digital engagement
Experience index 78
2X
more likely to renew
Mid impact
STAGE 04
Renewal experience
Experience index 83
4X
more likely to take another policy
High impact

Everyday servicing changes the odds most. Handle it well and a policyholder is 5X more likely to renew. That is where the renewal is won, long before the renewal notice ever goes out.

The problem

The lapses you don't see coming.

Silent lapses

Policies lapse and you rarely see it coming.

Rare engagement

Policyholders touch you maybe once a year, so surveys hear almost no one.

Siloed feedback

Feedback never connects to whether a policyholder renews or buys again.

Compliance friction

Cloud CX vendors stall when personal data must stay inside your firewall.

How Numr answers it

Built to protect the renewal.

01

Experience tied to renewal and the next policy

The Journey Outcome widget above shows it: each stage is scored against the odds a policyholder renews or buys again.

02 Optional

Optional on-premise residency

PII stays inside your firewall and only tokens reach the cloud. Turn it on when compliance asks; it is never required to start.

03

From a gamed score to the fixable cause

Root-cause depth, so you fix the friction driving lapses instead of reporting a number.

04

Servicing and complaints on the record

Owned, routed, on an SLA, provable. The everyday touchpoints that decide the renewal get a paper trail.

The proof

The insurers already on Numr.

Tata AIA Max Life IndiaFirst Life die Mobiliar
Customer story

From chasing renewals to predicting them.

A leading insurer worked with Numr to link customer experience to renewal behavior, flagging which policyholders were likely to lapse well before the renewal date. Instead of broad outreach, retention teams focused only on the customers actually at risk. Churn fell, renewal rates and lifetime value rose, without raising acquisition cost.

Start here

Bring your hardest question about renewals.

A Numr demo runs on your questions, not a slideshow. Pick a policyholder and we open the journey. Ask who is about to lapse and we show the odds, with PII kept behind your firewall if you need it.